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Retirement Planning
Your financial needs and priorities are always changing throughout your life.Whether you’re just starting out and learning to invest, saving for your future, thinking about retirement, or already retired, it’s important to understand all the options available to you and actively plan ahead to reach your goals.
Health & Dental
Health and dental coverage protects you from health expenses that the government does not cover. Some examples include prescription drugs, dental services and eye exams.
Group Retirement Plans
Helping your employees save for retirement, without enduring the administrative burden of managing a complex pension plan.
Life Insurance
Whether you want help covering final expenses or building a legacy, you can protect your family or business with term or permanent insurance.
Disability & Critical Illness Insurance
Disability insurance can provide you with financial security by replacing a portion of your earnings when an accident or illness causes you to become disabled and unable to work or earn an income.
Critical illness insurance helps cover the unexpected costs and potential loss of income associated with a serious illness.
Group Benefit Plans
A well thought out plan can help you stand out as an employer of choice and support your efforts around employee attraction and retention.
“As an experienced financial advisor, my philosophy is to keep things simple and relevant to your life and finances.”
To The Point
Planning For Retirement
Every investor has his or her own reasons for saving. For many, their ultimate goal, or point B, is retirement. You know that every financial decision you make should be with point B in mind, but it’s easy to get distracted by questions about how things like recessions, interest rates or volatility affect your investments. The truth is that all of these concerns are really pointing to the same question – “Will I have enough money to last me throughout my retirement?”
Knowing the Value of What You Own
Stocks get traded every day at prices that can have little to do with their value. This usually happens when people buy and sell based on greed and fear rather than knowing what their ownership stake in the business is worth.
Read Before Your 18th Birthday
We all know young people who can benefit from the experiences of “someone who’s been there” – life lessons that can help them make better decisions. Tye, an EdgePoint portfolio manager and father of three, shares the following advice about money with his children and now you.
What You Get For What You Pay
A management expense ratio (MER) is what you pay each year to own a mutual fund.
Investor Affirmations
Because successful investing often necessitates going against basic human instinct, investors can be their own worst enemy, behaving in ways that prevent them from reaching their financial goals. Next time the stock market has got you down, remind yourself what you will and won’t do as a better-than-average investor.
"Wisdom" Regarding Volatility
Of the few guarantees in investing, one is that volatile markets will persist and, if history is a guide, will continue to make people act irrationally. Volatility is a friend to investors who know the value of a business and an enemy to those who don't.
Compounding’s magic
The positive long-term impact of compounding is incredible to say the least, so incredible it can be hard to believe. Yet its mechanics are actually quite simple.
Tools & Resources
Investment Growth Calculator
Find out how much your savings will grow over time by making regular investments.
Understanding Mutual Funds
A mutual fund is a pool of money that is invested by a professional investment manager on behalf of a large group of people. The profits and losses made from the investments are shared by the whole group.
How Much Insurance Do I Need?
With this calculator you can complete an analysis of your insurance needs.